Effective Date: May 27, 2026
By accessing or using the 1099Savvy website ("the Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the Site. We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site after any changes constitutes acceptance of the new Terms.
1099Savvy provides a free, online self-employment tax calculator, along with educational guides, articles, and resources related to tax planning for independent contractors, freelancers, and small business owners. The calculator is designed to provide estimates only and should not be relied upon as definitive tax advice.
The Site is provided for informational and educational purposes only. We do not provide tax, legal, or accounting advice. Your use of the calculator and any information derived from it is at your own risk.
As a user of the Site, you agree to:
All content on the Site, including but not limited to text, graphics, logos, icons, calculations, tool designs, and software, is the property of 1099Savvy or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.
You may view, download, and print content for personal, non-commercial use only. Any reproduction, distribution, modification, or public display of our content without prior written consent is strictly prohibited.
No Guarantee of Tax Savings. The tax estimates provided by our calculator are for illustrative purposes only. Actual tax liability may vary based on your specific financial situation, deductions, credits, and changes in tax law. We make no guarantee, express or implied, that using our calculator will result in any tax savings or that the estimates are accurate for your particular circumstances.
No Guarantee of Exam Pass or Professional Outcomes. For any educational content related to tax preparation, we make no guarantee that studying or using our resources will result in passing any certification exam or achieving any professional outcome.
To the fullest extent permitted by law, 1099Savvy, its owners, operators, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, the Site or any content provided therein.
The Site is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied.
The Site may contain links to third-party websites, products, or services. Some of these links may be affiliate links, meaning we may earn a commission if you click through and make a purchase, at no additional cost to you. For more information, please see our Affiliate Disclosure.
We are not responsible for the content, privacy practices, or terms of third-party websites. Your interactions with any third-party site are solely between you and that third party.
We reserve the right to terminate or suspend your access to the Site, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Site will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or your use of the Site shall be resolved in the applicable courts of the United States.
We reserve the right to modify or replace these Terms at any time. Material changes will be posted on this page with an updated "Effective Date." It is your responsibility to review these Terms periodically. Your continued use of the Site after any modifications indicates your acceptance of the updated Terms.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, the remaining provisions shall remain in full force and effect.
If you have any questions about these Terms, please contact us:
Email: legal@1099savvy.com
Website: https://1099savvy.vercel.app
These Terms of Service were last updated on May 27, 2026.